A brief review of the three main types of bankruptcy cases for individuals chapters 7, 11, and 13. The most common types of bankruptcy are chapter 7, which are liquidating bankruptcy, and chapter 13 cases, often used by individuals who want to catch up on past due mortgage or car loan payments and keep their assets.

How does someone file a bankruptcy case? In order to file for bankruptcy, an individual must take a credit counseling course to learn about alternatives to bankruptcy as well as accurately complete and file a number of documents.
 

A debtor must be honest and accurate in dealing with the court or face serious consequences, including being charged with a bankruptcy crime.

Debtors are usually able to discharge most or all of their debts. Once a debt is discharged, a creditor may not attempt to collect it from the debtor.

Este video explica los requisitos para completar un curso de consejería de crédito al primero de dos cursos de educación del de autor que ha querido para los de dores individuales antes de declararse en bancarrota un deudor individual debe completar un curso de consejería de crédito aprobado.

This video explains the court's current filing fees and reviews options for paying those fees.

Este video ofrece información general a los acreedores acerca de cómo llenar y presentar una prueba de reclamación ante la corte. Una prueba de reclamación es una declaración por escrito con cualquier documentación que describe la razón por la cual el deudor le debe el dinero al acreedor. La prueba de reclamación debe ser presentada usando el formulario 410 titulada "Proof of Claim."

La quiebra es un proceso legal que brinda alivio a muchos individuos quienes ya no pueden pagar todas sus deudas.

Algunas deudas no pueden ser anuladas en un proceso de quiebra.

Para radicar un proceso de quiebra, se debe participar en una sesión de asesoramiento crediticio y llenar y presentar correctamente una serie de documentos.

En algunos casos, el deudor tendrá que comparecer en audiencias ante un juez de quiebra.

Este video  explica los requisitos para completar el curso de administración financiera personal que es el segundo curso de educación para los de torés individuales en un capítulo 7 o capítulo 13 después de declararse en bancarrota del capítulo 7 o capítulo 3 pero antes de que el deudor pueda obtener la orden de descarga el deudor debe completar un curso de instrucción de administración financiera personal por un proveedor aprobado.

Watch this video to learn how to use the Electronic Self-Representation (eSR) Bankruptcy Petition Preparation System to file a Chapter 7 or Chapter 13 bankruptcy petition.

Virtual court matters, such as evidentiary hearings, can be conducted efficiently utilizing electronic exhibits pre-circulated to all parties. This method of presenting documents can avoid the need to screen share in ZoomGov altogether or can be utilized to provide additional support while presenting through ZoomGov.

Please note, each judge has his/her own procedures for electronic submission and use of exhibits. Consult the judge’s trial procedures for the exact requirements. For instance, often judges expect the parties to make good faith efforts to resolve all evidentiary issues prior to the pretrial conference or trial date. Additionally, in term of sharing exhibits with parties, the required number of days in advance of the pretrial conference or trial date will likely differ so remember to always refer to the Judge’s trial procedures for the actual number of days.Art of the Possible Preparing Exhibits

Art of Possible Series

Virtual court matters may require exhibits to be presented live, instead of being submitted to all parties ahead of time, depending on the preference of the judge. This may include evidentiary hearings, adversary proceedings, lawsuits, or other matters. In this video, you will see how to use the share screen function in Zoom and a document camera to present paper-based documents.

Art of the Possible Series

Este video proporcionará información importante para la deudores sobre acuerdos de reafirmación. El glosario de tribunales de los estados unidos define un acuerdo de reafirmación como: un acuerdo de un deudor de seguir pagando una deuda descargable después de la bancarrota.